Essay On Private Health Insurance

Essay On Private Health Insurance-75
This point of view is becoming more often held in nearly all the developed nations.Hospital charges for very little to considerably large ailments are a pain.

This point of view is becoming more often held in nearly all the developed nations.Hospital charges for very little to considerably large ailments are a pain.

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DEFINATION OF HEALTH INSURANCE…………………………………………………….…….4 3. THE CONCEPT OF HEALTH INSURANCE IN INDIA…………………………………………….4 4. DEMOGRAPHIC PROFILE OF INDIA……………………………………………………………....5 6. PRESENT SITUATION…………………………………………………………………………….…5 7. PROBLEMS BEHIND IMMOBILIZED HEALTH SECTOR………………………………………..6 8. ECONOMICAL BURDEN…………………………………………………………………………....6 9. UNIVERSAL HEALTH COVERAGE……………………………………………………………....8 13. ROLE OF CENTRAL GOVERNMENT ………………………………………………………...........20 38. FEASIBILITY OF THE SCHEME PLAN………………….............................................................…20 39. WHY THE SCHEME IS INNOVATIVE………………...................................................................…21 40. TARGET POPULATION ………………….................................................................................……21 41. TIME PERIOD …………………………......................................................................................…….21 42. SUSTAINABILITY……………………...............................................................................………….21 43. REQUIRED OBSERVATION FOR BETTER IMPLEMENTATION……………..............…………..21 44. FINANCE………………………………..................................................................................................22 45. ACCOUNTING………………………........................................................................................……….22 46. Balance sheet for the first year of implementation…………................…………………………………22 47.

HEALTH FINANCING IN INDIA………………………………………………………………….7 11. SARBAJANIN SWASTYA BIMA YOJANA (COMPREHENSIVE HEALTH INSURANCE SCHEME).8 12. EXISTING SCENARIO………………………………………………………………………….…..9 15. INFORMATION TECNOLOGY DEMANDING SCHEME………………………………........…….19 36. ROLE OF DIFFERENT REGULATORS (PROVIDERS, PAYERS AND OTHER RELATED ORGANIZATIONS)…………………………………………………………………………….......…19 37.

Even if someone is usually in good health, he/ she will need to use the health care system at some point in their life.

People never know when an accident may happen or their family member will get sick and need to see a doctor.

The health care insurance is mandatory for all US citizens, and all legal residents in America.

It is considered as an individual responsibility requirement, and those without this insurance are subject to a tax penalty of 0 per year up to a maximum of Additionally, health insurance is very important to every citizen because uninsured people receive less medical care, and with mandatory health insurance, they will be able to receive quality health care. MISSION………………………………………………………………………………………...….11 17. MAIN STRATEGY………………………………………………………………………………....11 18. COLLECTION OF PREMIUMS……………………………………………………………........……18 32. EMPOWERING THE BENEFICIARIES……………………………………………………........…..18 33. PORTABILITY……………………………………………………………………………….........…..19 34. ADVANTAGES OF CASHLESS AND PAPERLESS TRANSACTIONS……………………...........19 35. BENEFICIARIES………………………………………………………………………………….......12 22. SOLUTION OF RESTRICTED BENEFITS PROBLEM……………………………………….........12 23. RATE SHEET FOR OPERATIONS……………………………………………………………..........12 24. EXCLUDED MEDICAL AND SURGICAL SERVICES……………………………………......…...17 25. INCLUDED MEDICAL SERVICES…………………………………………………………......…...17 26. SOLUTION TO THE ACCESS PROBLEM………………………………………………….......…..17 27. DEBUT OF HEALTH CARD…………………………………………………………………........…18 28. ENROLMENT PLACE…………………………………………………………………………..........18 29. PROCEDURE OF ISSUING HEALTH CARD………………………………………………........….18 30. CHECKING INSURED STATUS OF THE CARD HOLDERS……………………………........……18 31.Department of Allied Health and Medicine Faculty of Health, Social Care and Education Module Code: MOD001787 Module Title: Finance, Accounting and Marketing in Health Care Contents: Page No. Health and wealth are two opposite side of a same coin. Everyone at some time in their lifetime, and usually on many situations, will need some kind of medical awareness and therapy for better health. MARKETING…………………………………...............................................................................……23 48. CONCLUSION………………………………….....................................................................…………24 49. REFERENCES………………………………...........................................................................…….25-26 "Of all the forms of injustice, inequality in healthcare is the most shocking and inhumane."-Martin Luther King (Amanda Moore,2013) What a man need for happy life other than money? Only a healthy man can lead long and prosperous life.Health insurance provides people with an affordable way to get medical care when they need it. Health insurance is a type of insurance plan that covers the cost of an insured individual's medical and surgical costs.Based on the type of health insurance protection, either the insured pays costs out-of-pocket and is then repaid, or the insurance company makes payments directly to the service provider. DESIGN OF THE SCHEME……………………………………………………………………......11 20. SARBAJANIN SHWASTHYA BIMA YOJANA (CHIS) AS A MANAGED CARE PLAN….....12 21.When healthcare is necessary, preferably the patient should be able to focus on finding better health, rather than thinking whether he/she has got the sources to pay for all the charges.In health insurance terminology, the "service provider" is a clinic, hospital, physician, laboratory, or drug store.The "insured" is the user of the health insurance scheme; the individual with the health insurance coverage.

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